How do the interest rates on the top 5 balance transfer cards compare?

How do the interest rates on the top 5 balance transfer cards compare?

By: Paddy Mansfield | Best Business Ratings (BBR) 03/01/2024

  • How do the interest rates on the top 5 balance transfer cards compare?

    Credit Cards

    If you're looking to pay off high-interest credit card debt, a balance transfer card can be a great option to help you save money on interest charges. These cards typically offer an introductory period of 0% interest on balances transferred from other credit cards, allowing you to focus on paying down your debt without accruing additional interest.


    To help you choose the best balance transfer card for your needs, we've compiled a list of the top 5 options currently available. By comparing these cards side-by-side, you can easily see their features and benefits to make an informed decision.

  • Chase Freedom Unlimited

    Chase Freedom Unlimited

    The Chase Freedom Unlimited card offers a 0% introductory APR on balance transfers for the first 15 months, as well as a cash back rewards program that allows you to earn unlimited 1.5% cash back on all purchases. There is no annual fee for this card, making it a cost-effective option for those looking to transfer a balance and earn rewards at the same time.

    Chase Freedom Unlimited

  • Citi Simplicity Card

    Citi Simplicity Card

    The Citi Simplicity Card offers a 0% introductory APR on balance transfers for the first 21 months, one of the longest promotional periods available. This card also has no late fees, no annual fee, and no penalty APR, making it a straightforward and customer-friendly option for consolidating and paying off debt.

    Citi Simplicity Card

  • Discover it Balance Transfer

    Discover it Balance Transfer

    The Discover it Balance Transfer card offers a 0% introductory APR on balance transfers for the first 18 months, as well as a rewards program that allows you to earn cash back on all purchases. This card also offers free FICO credit score access and no annual fee, making it a solid choice for those looking to save money on interest and earn rewards.

    Discover it Balance Transfer

  • Wells Fargo Platinum Card

    Wells Fargo Platinum Card

    The Wells Fargo Platinum Card offers a 0% introductory APR on balance transfers for the first 18 months, as well as up to $600 in cell phone protection when you pay your monthly cell phone bill with the card. There is no annual fee for this card, making it a good option for those looking for a long promotional period and added benefits.

    Wells Fargo Platinum Card

  • Bank of America Cash Rewards Credit Card

    Bank of America Cash Rewards Credit Card

    The Bank of America Cash Rewards Credit Card offers a 0% introductory APR on balance transfers for the first 15 billing cycles, as well as a rewards program that allows you to earn cash back on purchases. This card also offers a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening, making it a lucrative option for those looking to save on interest and earn rewards.

    Bank of America Cash Rewards Credit Card

  • In conclusion 5 Best Balance Transfer Cards | See Cards Side-By-Side

    By comparing these top 5 balance transfer cards side-by-side, you can determine which one best fits your financial situation and goals. Whether you're looking to pay off debt or earn rewards while managing your balances, there is a card on this list that is sure to meet your needs.

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